aetnaThanks for considering Hughes Insurance Services for your health insurance needs. Here at Hughes Insurance Service we know everyone has different reasons for looking into purchasing health insurance. Perhaps you’ve just left an employer’s group plan. Or you’re looking for an option other than COBRA. Or you’re not currently insured. Or maybe you’ve just received another big rate increase from another insurer and you’re looking for something more affordable. Let us know your situation and we’ll help you make the best decision for you.

Health insurance is an essential part of your life. You’ve got to take charge of your health and your health insurance needs. Aetna offers a variety of quality Advantage individual health insurance plans for Californians and their families. You can count on Hughes Insurance Services to guide you through the process and help you choose the right plan for your personal needs.

Good Reasons to Choose an Aetna Health Insurance Plan

  • You can visit most any licensed doctor or hospital you choose. Your out-of-pocket costs will be lower in Aetna’s network of participating physicians and hospitals.
  • You can visit your doctor’s office as often as you like.
  • You don’t need a doctor’s referral to see a specialist.
  • There’s no waiting period to enjoy preventive care.
  • Your children’s immunizations are covered.
  • Well-woman exams do not apply to your deductible.

Managed Choice Open Access First Dollar 30

If you are looking for a plan with no deductible for covered medical services and minimal copays for office visits then The Aetna Advantage First Dollar MC Open Access 30 Plan may be a good fit.

Key Features of MC Open Access First Dollar 30 (in-network rates)

  • Annual deductible: $0
  • Out-of-pocket maximum: $7,000 individual; $15,000 family
  • Office visit copay: $30 non-specialist; $40 specialist
  • Prescription drug copay: $15 – $60
  • Hospitalization: 30%
  • No Maternity

Managed Choice Open Access 1500

The most attractive feature of the Aetna Advantage MC Open Access Value 1500 Plan is its low annual out-of-pocket maximum, which caps your expenses each year. It also features a low deductible, which means your coverage kicks in sooner.

Key Features of the MC Open Access 1500 (in-network rates)

  • Annual deductible: $1,500 individual; $3,000 family
  • Out-of-pocket maximum: $6,000 individual; $9,000 family
  • Office visit copay: $30 non-specialist; $40 specialist
 (not subject to deductible)
  • Prescription drug copay: $15 – $50
  • Hospitalization: 30% after deductible
  • No Maternity

Managed Choice Open Access 2500

A moderate balance of plan features and affordable premiums. 
 The Aetna Advantage MC Open Access 2500 Plan may be a good choice if you’re looking for a health insurance plan that offers an attractive balance of plan features and affordable premiums.

Key Features of the MC Open Access 2500 Plan (in-network rates)



  • Annual deductible: $2,500 individual; $5,000 family
  • Out-of-pocket maximum: $7,000 individual; $14,000 family
  • Office visit copay: $30 non-specialist; $40 specialist
  • Prescription drug copay: $15 – $50
  • Hospitalization: 30% after deductible

For Extra Savings, Check Out the Aetna Value Network Plans

Hughes Insurance Services is here to help you find the best plan for YOU! The above Aetna plans are a small sample of what we have to offer. We also carry other trusted insurance providers such as Anthem Blue Cross and Blue Shield We serve all of San Diego County, Orange County, Imperial County, and beyond. Contact us for a free quote and let us know how we can best serve your needs.